Don't own a delorean? Neither do we.

but you can look to the future with our expert super team

Image Credit CC Clauz Jardim


It's a way for you to have a bigger say in what your future looks like.

The bottom line is, with something as important as your financial future, you need some guidance to navigate the way and maximise the outcomes.

Our team have been in the self managed super fund (SMSF) game for years, so we’re well on top of all the legislative pitfalls, how to balance risk and how to structure your affairs to ensure you get it right.

We are not financial planners and will never push financial products. But we will help you set up a SMSF and make the administration of the fund painless.

General Advice Warning:

Information provided on this website is general in nature and does not constitute financial advice. Every effort has been made to ensure that the information provided is accurate, but information may become outdated as legislation and new government announcements are made. Individuals must not rely on this information to make a financial or investment decision as it does not take into account their personal circumstance. Before making any decision, we recommend you consult a licensed adviser to take into account your particular investment objectives, financial situation and individual needs.

Depot Superannuation Pty Ltd is a corporate authorised representative (No 1240831) of Hunter Green Pty Ltd AFSL 225962.



We only allow specialist super staff to prepare the annual administration of your fund. This means that you have a professional who will take the time to consider if there is something more that you can be doing with your fund, or who can help you if a compliance issue has arisen.

Our systems ensure cost and time efficiency without compromising the quality of the results. We don't cut corners when we prepare your accounts. You might not be able to tell the difference at first, but if you ever need accounts urgently for Centrelink, an ATO review or borrowing purposes you will quickly see what we mean.

Setting up a SMSF

At DEPOTsuperannuation we don’t just set up your super fund and walk away. First we talk through what your plans are for super and help you decide if a self-managed super fund is really the right choice for you.

Once we establish your fund we guide you through the process right from setting up a bank account, rolling your super over, developing an investment strategy through to understanding your annual compliance responsibilities, and even the best way to keep your super fund records! We understand that if you haven’t ever run your own business that taking on the responsibility of running your own super fund can be very daunting, but with a little help from us you will be on top of it in no time.

Pensions & Retirement Planning

The ultimate goal of super is to one day provide for your retirement. There are some clear benefits for doing this in drawing a pension.

  • Fund earnings are taxed at a rate of 0%. No other investment structure can deliver this benefit.
  • Where you are over 60 no tax is payable on pension payments.

There are many opportunities to boost your super from the age of 55 even though you may still be working. It is important that you seek the right advice before retiring so you don’t miss out on these opportunities.


Before you get started it is good to know what investments are allowed in a SMSF. Some rules are especially confusing as it is not just about whether the fund can own it, but who they can purchase it from and who can use, rent or lease the investment.

It is necessary to put in place an investment strategy when your SMSF is first set up but it is important that this is not something that you forget about. It is necessary for the trustee to give effect to that investment strategy.


The rules around borrowing through super can offer great opportunities to a SMSF in the right circumstances. At DEPOTsuperannuation we have been involved in the borrowing rules since they were first introduced in 2007.

We have experience in helping clients get set up in their borrowing arrangement and have a specialist referral network to ensure this process goes smoothly. There are a lot of quirks in the borrowing rules that are more restrictive than the general property rules in super. It is important that you are aware of these before you enter into an arrangement.


Property is one of the investments that is unique to SMSF’s. There is currently no other way to invest directly in property other than by SMSF. For those looking for something other than various types of listed property trusts then you will need to seek advice from specialists who understand this asset and the rules around acquiring, disposing and managing property in a super. DEPOTsuperannuation and businessDEPOT have been working in the property industry for many years acting for property owners, developers, builders and those with a passion for property. Our depth of experience and expertise in this area allows us to provide advice on all types of property investments.

As with other investment assets held in SMSF, property comes with a number of unique rules that you need to understand prior to making this investment. These issues are more pronounced where the property owned by a SMSF will be used by a related party such as a business.

Estate Planning

You went into a SMSF as it gave you control over your future, so don’t forget to ensure this control passes to the right people through your estate planning.

At DEPOTsuperannuation we are passionate about ensuring your super passes to the right people in the most effective way possible and by way of paying the minimum in taxes. To do this we need to make sure your estate planning is up to date and give appropriate consideration to your SMSF.

Super TEAM



As you move to retirement your needs change. You may require extra support in preparation of retirement, but then have more time to devote to your fund after you have retired. At DEPOTsuperannuation we recognise that everyone has different needs and can tailor our services to suit you.

Business owners

Most business owners are used to operating an entity and being in control, so having a SMSF often makes sense. It also creates some special opportunities such as owning your business premises in your own SMSF.

As DEPOTsuperannuation is a part of businessDEPOT, a business advisory firm, we also understand the special needs a business owner has in relation to their super. Such as the importance of considering their super investments as part of their overall business and financial future. By having both your business and super with us we can ensure you won’t miss out on the opportunity of having the two work together for you.

Women & Super

At DEPOTsuperannuation we are committed to empowering women with the knowledge they need to be more active in their super. We have implemented regular Women in Super luncheons to give women an opportunity to take time out of their busy lives to meet other like minded women whilst growing their super knowledge.

It is common knowledge that women tend to hold back when they aren’t confident that they have the skills to make the decisions on their own. At DEPOTsuperannuation we not only offer our support for women in making crucial super decisions but we also provide information so that they are confident in the decisions that they are making.

Like SMSFs in general, Women and Super is about taking control so that we can work towards a brighter retirement future.

Young professionals

Young professionals are becoming very interested in SMSFs and taking control of their superannuation future. With current contribution caps set so low it has become clear to younger professionals that they can’t wait until 5-10 years before retirement before they take an interest in super. They need to act from a young age and work towards their dream retirement.

At DEPOTsuperannuation and businessDEPOT we have many young professionals working with us. Therefore we are in the unique position to understand their drive for control over their super, but also that they have certain budgetary constraints. That’s why we look to educate young professionals about how they establish and run their SMSFs in a way that keeps their costs to a minimum while they are building up their wealth for the future.

SMSF Advisers

Being SMSF specialists with years of experience allows us to assist financial, accounting or legal advisers that encounter SMSF issues outside their expertise. SMSF is a growth area that advisers cannot afford to miss out on, but at the same time it is hard to be an expert at everything. This is where DEPOTsuperannuation can help you and your business.

We are committed to working with advisers to help you help your clients.

Got a burning question about your super?

Ask us now


Get All Zen With Your Tax

Get In Touch


[ We help businesses and individuals of all shapes and sizes, and provide insight based on our extensive experience. ]

[ About ]

[ businessDEPOT is driven by a team of plain-talking, energetic and proactive people, and we believe in a fresh approach to providing advice and accounting services. ]